We are bombarded daily by advertisers claiming to save us money if we purchase their services in a bundle. I call “foul”. Typically these bundle discounts are only available if you purchase another service. For example, I have cable television and I only have their “stater plan”.  However, anytime I call with a question. They try to sell me a “cost savings package”. For x amount of dollars I can have t.v., internet, and telephone.  In this particular case I can have it all for a low $99.00 per month for 2 years.  Folks this is NOT  good deal. Here’s what you can do.

1. For Internet: Check with you local internet provider and tell them in detail what you use your internet for. You may be surprised to find out you are paying for features that you do not use. Try out different speeds. In most  applications, you probably won’t notice a huge speed difference.
2. Love movies? Don’t pay cable or other services for movies that you are usually are too busy to watch. Consider joining a movie rental service such as Net Flicks or Block Busters. Movies are delivered to your door. You can rent several movies at a time and keep them for as long as you want. Or better still find a RED BOX movie dispenser and rent movies for $1.
3. Once you have internet, I suggest looking into the MagicJack for phone service. They sell them at Walmart and  many other retailers. The Magic Jack costs approximately $40.00 and the service is good for 1 year and only $19.99 per year after the that.

Here’s my breakdown:

• Cable television   $29.99 (75 channels)
• Internet                  $40.00
• Home Phone:        $1.67 ($19.99 per year)

Total:                            $71.61  per month

Monthly Savings: $27.34 per month Yearly Savings: $328.13

Bottom line, if you have to spend money to save money, you are NOT saving money.

Tags: budget, credit, credit tip, money, saving

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